My finances had been taking a hit over the last year or so and I was constantly worried about how much money was in the bank, what my future was going to be like and whether I would have enough money if anything unexpected came up. It was a really really stressful period in my life.
I was losing countless hours of sleep because I would start panicking about my future, my life and what happens to my credit when I don’t pay off my credit card on time. I don’t know if you’ve ever felt this way, but its not fun- I wouldn’t want anyone to feel the way I did.
Part of my problem was my spending habits, I did spend money on a lot of unnecessary things but the bigger issue was really the amount of money it cost to live, work and have a car. I tried moving back to my parents place, tried going without a car but that started to put other stressors on me that I found to be far worse than simply being better at managing my money.
Above and beyond my money management and financial situation my biggest concern was the severe panic attacks that I was having. They got so bad that I literally felt like I was going to have a heart attack. I would FREAK out for no reason, and the anxiety and panic attacks started to spiral into every little thing that had to do with my future, spending money, saving money or what I needed to feel ‘free’ again.
It was at that point that I knew I needed a change. My girlfriend was pretty much going through the exact same thing (although her panic attacks weren’t from her financial situation). She decided to try a product called ‘Panic Away’ that was designed as a self-help way to go about controlling your panic attacks and anxiety issues. It actually looked pretty cool but the looming question over my head before deciding whether or not I was going to try it was ‘does panic away really work’. You know how a friend tells you, but you’re unsure if it works for everyone (or just for them), if their symptoms were different then would the process be as effective for you, etc. etc. There’s a million questions that go through your head before heading down the route of self help (it was the exact same situation for my finances too). But after doing a decent amount of research and participating in a whack of forums I thought hey- what on earth do I have to lose? I think there was even a money back guarantee (I think).
The only other program I wanted to look at was the Linden Method. But it wasn’t for me, looked like a good program, really great reviews but I needed something that wasn’t so serious and involved. I knew I had control over my panic if I could just figure out how to control myself when my brain started to go crazy. Plus, I figured that when my finances got a little more in order, I would also stop panicking so much. The choice between panic away or linden method was one of simply urgency and severity.
Thank god, I decided that it was time to make a change. If you’re reading this post, and you feel the same way I did trust me when I say that you are NOT alone on this. There are many people out there that stress, freak out, have panic attacks about so many different topics.
Your finances is a huge part of your life. Take control.